Conventional Loans

Conventional Loans

Conventional Loans

Conventional Loan Requirements

Credit Score

Down Payment

Debt-to-Income Ratios

2026 Conventional Loan Limits

Private Mortgage Insurance (PMI)

When PMI Is Required

PMI Removal Options

Frequently Asked Questions

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LOAN PROGRAMS

The Flexible Choice

The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.

Conventional loans offer flexibility with competitive requirements for qualified borrowers.

Lower DTI ratios typically qualify for better interest rates and terms.

Understanding loan limits helps determine which conventional loan type fits your purchase price and property type.

Understanding PMI helps you make informed decisions about down payments and monthly costs.

Explore your conventional loan options and find the perfect financing solution for your home.

NMLS 262446 | Company NMLS# 1673089 | Arizona Mortgage Broker License: AZ-MB-0944861 | California DBO: 60DBO 77245 | Florida Mortgage Broker License: MBR4791

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