FHA Loans

Joe Garza, President & CEO at Olympus Home Loans

FHA Loans

FHA Loans

FHA Loan Requirements

Credit Score

Debt Ratios

Down Payment

2026 FHA Loan Limits

FHA Loan Benefits

Frequently Asked Questions

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LOAN PROGRAMS

Your Gateway to Homeownership

Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.

FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.

*Subject to AUS Approval

Down payment can come entirely from gift funds from family members.

FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.

See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey.

Get answers to the most common questions about FHA loans

Let us help you navigate the FHA loan process and find the perfect home financing solution.

NMLS 262446 | Company NMLS# 1673089 | Arizona Mortgage Broker License: AZ-MB-0944861 | California DBO: 60DBO 77245 | Florida Mortgage Broker License: MBR4791

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FHA Loans | Olympus Home Loans